How Do I Find Out If I Have Any Judgments Against Me

Judgments are public records. This is a fact, but it can be a misconception that it is easy to find them. There is not necessarily a database that contains this information. Still, some online options are available that can help you whether you are searching for a judgment against yourself or looking for a judgment that you are owed.

Judgments Vs. Tax Liens

Judgments and tax liens are used for two very different things. Both of these issues can cause problems for you and your finances. Therefore, it is imperative to know how to differentiate between these two. A judgment is issued when someone has failed to meet their legal obligations in their relationship with another party. A judgment may be used to collect on debts, sue for damages, or issue an injunction.

A tax lien is an encumbrance attached to property by the Internal Revenue Service (IRS) that prohibits or delays the sale or refinancing of the property. This means that the IRS states this person has not paid taxes, and the IRS will pay the back taxes for this person before they can sell their property.

To summarize, a judgment is used for one purpose, to collect on debts, damages, or injunctions. On the other hand, a tax lien is enforcement to withhold someone’s property or rights to pay back taxes.

Tax liens, on the other hand, are not public records. However, the IRS does have a shared database that contains the names, SSNs, and addresses of the parties.

how do i find out if i have any judgements against me

Where can you find Judgments?

After you know what judgments are, you can find them in a few different ways. The best way is to utilize online databases. Court records where the judgment was filed, county records, and websites that specialize in locating judgments are optimal ways to find these judgments.

Where can you find Tax Liens?

Tax liens are not public records. The public site with the parties’ names, SSNs, and addresses is the best avenue for finding this information.

How do you use a Judgment or Tax Lien as a secret weapon?

Let’s say you’re buying a house. Unfortunately, the seller is lying about the condition of the house. The homeowner says there are no problems, but you know the basement has a leaky roof, water damage, moldy carpet, and the basement is a disaster.

How can Judgments Affect Your Credit?

After you have determined that a judgment is against you and how to find them, you will want to understand how they affect your credit.

Judgments can increase one’s credit score, which is beneficial to the individual.

Putting your past behind you and creating a fresh start can be accomplished by having a high credit score.

Otherwise, you can determine that a judgment against you is really not such a problem and that the credit score is not negatively impacted.

Judgments can affect your credit score. Therefore, the higher your credit score, the better your judgment.

There are a few different ways to determine if someone has a judgment against them. One way is to go to various websites and search for them, and once you know what you’re looking for, you can go to other sources like court records and county records. You can also find judgments online by using databases and doing your research.

How can Judgments Affect Your Life?

A judgment can have an impact on your life and career. From taking out a loan to applying for a job, having a judgment against you can affect your life in ways that you might not know.

A judgment is a debt that you have to pay. It’s just a matter of whether or not you’ll have a clean slate after you’ve paid it off. Here are a few things that happen after you have a judgment against you.

You Might Have More Troubles Getting a Loan

When you apply for a loan, the lender will want to look at your finances to see whether or not you can pay it back.


To start, look into the court for the county where you live. In some court systems, you can access case information online if you have a case number. If not, this is not an option for you. Next, contact the court system where the judgment was made. They should tell you what you need to know to get exactly what you are looking for. In most cases, this will be a record that they give out once they receive a subpoena. Overall, this process of identifying and leaving behind judgments that are against you cannot hurt in your life and could have many benefits along the way.

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