DeVry University Student Loan Forgiveness
Devry university Student Loan Forgiveness Guide for you! At the point when you procure your qualifications from DeVry University’s Keller Graduate School of Management, you’ll gain the expert notoriety and fundamental abilities important to propel your vocation.
From expert personnel and an educational plan that is exceptionally receptive to the web or study hall/internet learning alternatives that fit your life, Keller has graduate administration certificate programs that give you a wonderful instructive encounter, including the aptitudes businesses esteem and the certainty you have to progress in your vocation and remain in front of the opposition.
Devry university settlement offers a broad decision of business-related courses, with an articulated accentuation on frameworks the board, software engineering, and applied innovative aptitudes. Within excess of twelve undergrad majors, a few alumni level degree projects, and twofold digit graduate endorsements accessible, its degrees come in special blends including, full-time, low maintenance, night, and online variations.
What is DeVry University Student Loan Forgiveness?
For many students, the thought of getting a loan is daunting. Whether you’re a first-time student or a parent with a student who has struggled in the past, it can be confusing to know where to start. What types of loans are available? What’s the difference between a loan and a scholarship? And how do you apply for a loan when you’re already in school and can’t guarantee your application will be approved?
You’ll be glad to know that there are several ways to get student loans. Maybe you didn’t even consider looking into it because you thought you wouldn’t qualify for a loan. But the reality is that if you work hard, you can get a loan.
Even some schools will work with students who have debt by allowing them to pay back their loans as a part of their education expenses. You can also seek out private loans to help you through school. If you find yourself needing to take out a loan, however, you’ll be glad to know that there are several ways to reduce the cost of student loans.
How to Apply for DeVry University Student Loan Forgiveness
To apply for total or partial student loan forgiveness, you must first file a Free Application for Federal Student Aid (FAFSA). This is a one-page form that you can download from the Internet. It will soon become clear why this is important.
When you complete the FAFSA, you will be asked to list all of your schools. If you attended more than one school, you will need to submit a separate FAFSA for each school. This is where things get complicated.
Each school will have its own admissions office. You will need to send your FAFSA to the school of your choice. After reviewing your form, the school will either send you a yes or no reply. If you are accepted by the school, you have successfully completed the FAFSA.
There are several other options for schools to respond to the FAFSA. Most schools will send you an email stating whether they have received your application. Schools can also report their decision to accept you to a central location. If you are rejected, you will receive an official letter from the school about why you were rejected.
DeVry University has agreed that they misled the students with fake ads indicating higher employment rates, high-paying jobs, and income levels after graduation. Federal Trade Commission’s settlement to DeVry University and its parent company was $100 million. A $49.4 million settlement will provide refunds for eligible students of DeVry University student loan forgiveness completely and partially. According to the FTC, the advertisements on TV and radio misled students about they would find jobs quickly in their study field.
The Federal Trade Commission’s settlement makes sure it will prevent all possible future misleadings of DeVry University lawsuit. In our article, you will learn about DeVry University student loan forgiveness and closed school student loan discharges, as well as the application process and your eligibility for the refunds.
Let’s now learn about your options to get a student loan forgiveness for your student loan debts.
DeVry University: Lawsuits, Investigations, and Settlements
DeVry University was founded in 1931 in the United States and is one of the for-profit universities. The official name has become DeVry University in 2002. After student loans have become a huge issue among borrowers, DeVry University has been involved in many lawsuits, investigations, and settlements. On July 10th, 2017, the FTC announced that DeVry University would provide former students with refunds. The primary cause of lawsuits and settlements is shown as DeVry University was misleading the students about the employment rates, finding high-salary jobs in their study field after graduation. Many students claimed a lawsuit against DeVry University, regarding that it defrauded the students to enroll at the university.
The investigations and settlements against DeVry University and its parent company Adtalem Global Education, Inc are based on fake advertisements. These counterfeit ads on TV and radios forced students to enroll at the university. As a result, they will get a higher income and the desired job in their field afterward.
Investigations show that DeVry University counted the graduates as being employed in their study field, who work in an unrelated field. The issue with the incomes was similar, as the income rates did not include the experience and age factors in the respective field. After the FTC’s settlement, DeVry University stopped misrepresenting itself to the students.
The total amount of settlement was $100 million for DeVry University and its parent company Adtalem Global Education, Inc. Let’s now focus on the reasons and the major causes the DeVry University agreed to get the settlement from the FTC.
Why does DeVry University agree to a $100 Million Settlement?
The complaints addressed to the Federal Trade Commission show that ads DeVry running on TV, radio, and online were false. All of these facts mislead the respective students about job replacement and income rates. False advertising is an illegal activity. This means DeVry University was not able to introduce any evidence to prove the opposite of these claims.
According to the Education Department’s investigations, DeVry was not able to provide any proof concerning the issues of students finding jobs, and getting higher incomes a year after graduation.
The great news is that if you are a former DeVry University student with a vast amount of student loans, you may be eligible to eliminate your debts partially or entirely. In the next section of our article, you will learn about your eligibility for the DeVry University student loan forgiveness. Alternatively, you may claim a Borrower Defense to Repayment Discharge to remove your student loan debt wholly.
DeVry University Student Loan Forgiveness and Discharge
Are you a former DeVry University student looking for student loan forgiveness? Fortunately, you have a chance to get a complete or a partial refund for your student loans. After the settlement, DeVry University is promising to forgive your student loans. There are two programs available for DeVry University student loan forgiveness:
- The Settlement of Federal Trade Commission
- Borrower Defense against Repayment Discharge
After the FTC’s settlement, DeVry University offers approximately a $300 refund for each student who is eligible for this student loan forgiveness. Although $300 loan forgiveness is covering your student loans partially, you have another opportunity to get rid of your student loans entirely. You may claim Borrower Defense Claim Against Repayment Discharge. There are specific requirements to be eligible for this student loan forgiveness, and we will address them later in our article. We will investigate the differences between these two programs and hopefully will help you to get DeVry University student loan forgiveness.
I attended DeVry and received a Bachelor’s Degree. Since my graduation I have struggled to meet anything that I was promised. I followed everything that DeVry taught me to land the “perfect” job and I now am stuck with almost an 80,000 student loan with making barley enough to pay any back
Any luck on getting any money back? I was lead under same Pretenses and now have 45k debt
Same here! I never worked using m degree in HIT.
I have the same problem like David but my Bachelor’s degree is almost 100k
I have the same problem and filed a lawsuit against DeVry. It turned out that the Bachelor’s Degree I finished (BS CET) does not exist at https://www.chea.org.
Contact Borrower’s Defense and fill out their application and provide them with ALL financial docs and your transcript. They are building a case.
I had an engineering degree at DeVry and their accrediting agency is The Higher Learning Commission. When I was looking for a job when I graduated, potential employers told me they hire only ABET accredited graduates. In my case, there were also fraud in the student loans. I stopped school for 2 years and during that 2 year period, they took out loans under my name and never returned the funds to the lenders, increasing my student debt. There are much more…..
Exactly!! Empty promises is all the give, while they are stripping every cent you own. I lost my job and had to file bankruptcy, I turned everything into them like I was supposed to but the next day – everything vanished. They told me I never turned it in. They showed all my loans ($90k) all paid off during the 90 day waiting. So it looked like they were did what they were supposed to, after my bankruptcy was discharged, all the loans were back, except they were over $5k more. Navient and DeVry…. Their criminals who scratch each other’s back.
Choosing Devry was absolutely a foolish decision looking back 9 years ago! $150k+ student loan debt and NOWHERE near a 6 figure career. All because I wanted to show my children that a single mother can be successful. I did obtain my degree but now I am sitting in a career that I am not going to ever put a dent into the debt owed. I can’t even get qualified for a house because of the stupid debt-to-income ratio. Just sad but I am strongly trusting things will get better over these next two years with all the new changes. Let us all hold hands and bow our heads for true relief to come!!
I was not even able to get my degree and still owe $70,000 in debt to Devry. Can’t get funding to finish degree anywhere else because my debt is already so high and I stopped attending in 2013. Many schools won’t take most credits from Devry even though they claimed to be accredited.
Same! I was told it was 15 8-week classes to get my bachelor’s. I could never get a straight answer on how many credits I really had, the program described turned out to be the masters, I was only listed part-time to boot. And even though I have enough for an Associates Degree, they wouldn’t award it and none of my credits could transfer. No Degree, no job in my field, $75,000 in loan debt.
Me too David. I am in the exact same boat. I wouldn’t finish paying this $80,000 student loan until I would be in my 90’s!
I was a student at Devry and most of my time I spent in the accounting department signing for loans that they would create. I also ended up with thousands of dollars to pay. does anybody know what we should do to receive the loan forgiveness, I would appreciate if you tell me.
I graduated from Keller Grauduate school of Management with an MBA and a 3.9 GPA. I was able to land a job as a bank teller. I’m still in the banking industry but have never used my degree yet. I went to career fairs, guidance counselors, teachers, other students, career classes and online research per DeVry direction. This only gave me a career in a low paying job with $92,000 in student loan debt from all of the compound interest that I can’t pay. I get paid $2500 per month with a wife and two kids. My wife stays at home. I would have to make at least $1,200 payments per month or more to even have a chance at paying these down. DeVry a family of four expenses cost more than $1,300 per month. I submitted my claim for the settlement. Nothing. I submitted my defense against borrower repayment almost 1 year ago. When I call the department of education the only response I get is that they are still processing it. Now DeVry says I can submit a form with them to get a one time payment of $300 or if they are nice $300 per month that won’t even touch all the interest on my loans. Again….nothing!!! DeVry will never right this wrong or give us our money. I have done everything that I have been asked to do for years and nobody will do anything. If you haven’t taken these actions….Good Luck!
I too, am in your boat. Got my MBA with them and cannot find work in my degree field. I now am a caregiver bringing in about $2000 a month, when my bills are $2150 a month, not counting groceries, etc… Thanks DeVry and Keller!
How can anyone get out of debt with the compounded interest? It should be like car payment or any other loan. The percent rate is like borrowing from t
A payday loan ar 200 percent.
I went to DeVry University 2008 to 2010 which I forever regret. I the degree I have is pretty much worthless.
No one is hiring . I don’t even make 6nfigures like I was told I would make when I graduated by a DeVry University Financial Officer. They offered me UPS jobs and Dept stores as a place to apply for their career opportunity.
Don’t know how I will pay 100k down. I feel like I am asking the mafia to cook me up some Spaghetti which is highly unlikely when it comes to even asking the Gov to help all Americans. One csm only hope for a miracle.
Same issues as all have mentioned. How do we ban together to get the President to wipe DeVry’s loans out as well?
I’m with you guys I can’t even pay back my balance. I had to go into business for myself. The time I spent at DeVry was probably the worst decision I’ve ever made in my life. The knowledge I got was rudimentary while the instructors in my core classes didnt even teach. In fact, it was more like a book reading assignment for every class and then test your reading at the end. Now I’m in 65k of debt with no degree.
I attended DeVry and so did my husband. We now each have $80K school debt from our 4 years attended. He received his degree and I did not because I had to use funds to take perroquet courses not taken in high school so some funds went to that instead of the last few courses needed for the degree. So together we now have $160K in school debt and neither one of us make anything like we were told we’d make. They never provided career placement like the promised. It would have been cheaper to go to a State University. Anyway we are on IBR and not making any progress towards paying them off if anything they seem to be getting larger. The full nonIBR payment is $1400 for both together. Biggest mistake of my life. College is highly overrated. You are better of in most towns learning a trade.
I graduated Devry with an Accounting degree and was told a BSBA was not good enough to get a job, as everyone has an undergrad degree these days. They said if I want to stay competitive and get a good job, I needed a masters degree. They said there was specific degree program was highly desired by the FBI, so I got it. 130k later, I have an entry level job with nothing to show for and not with the FBI. Terrified how I am ever going to show success in my life. I will never be able to retire. I have a family and I pretty much destroyed all of our lives by going to school.
Same situation here… over 100k in loans now. Attended from 2004 to 2010, enrolled in Biomedical Informatics and after attending 5 years Devry tried kicking me out because my federal aid was depleted. I was only 23 hours away from my degree lacking only the courses that specifically identified Biomedical Informatics from CIS. Devry had canceled my program two years prior but continued to receive my federal aid money. This is a breach of contract as far as I am concerned but no one will listen and although I received a Bachelor’s degree in CIS, the concentration being Health Information Management, I wasn’t even able to enroll in the courses specific to that. I was earning more money working before I went back to school and the time lost at Devry set me even further back and since graduation have not been able to find employment paying what I was making in 2004 before attending!
Same here I attended Devry 2014-2016, I have yet to land on the job I went to school for. They had told me when I was looking for a school would make xx amount when I obtain my degree, and how xx% that graduates find a job in the field of what they studied for. I looked for a job in that position for 2 years, nothing. I had submitted a Borrowers Defense back in 2017, it’s still being reviewed when I call them up.
I graduated with an associate degree in 2011. Promising a better job, making more income. Not true at all. I’m left with a balance over 80k. I need help.
Yes, I an a former graduates student from DeVry. I was so upset with the false information I received after I graduated. With an Associate degree, Finding a job was very hard. Leaving me with a balance of over 80k is impossible for any person to pay back in loans. False advertisement is awful thing when people believed it came happen
I have a case in court against DeVry….pro sec. Case is in IL Supreme Court now. My issue: DeVry utilize The Higher Learning Commission as accrediting agency. I had engineering degree and potential employers told me they only hire ABET accredited graduates.
There was also fraud in student loans. I stopped school for 2 years and they took out loans under my name and never returned the money to the lenders, increasing my student loan debt.
Contact US Dept Of Education Borrower’s Defense and ask for application and provide them with all your financial student loan data, etc. My records were confusing and when I placed the data in Excel Spreadsheet, I can see the fraud. Example, my credits, refunds and grants were processed as educational costs instead of credit. They increased my ed costs to offset the large amount of loans they were able to get. I had good credit before going to DeVry. Now it’s so bad I had to pay high interest car loan to improve credit score. You should request your lender to remove bad student loan debt from your credit report.
Exactly!! Empty promises is all the give, while they are stripping every cent you own. I lost my job and had to file bankruptcy, I turned everything into them like I was supposed to but the next day – everything vanished. They told me I never turned it in. They showed all my loans ($90k) all paid off during the 90 day waiting. So it looked like they did what they were supposed to, after my bankruptcy was discharged, all the loans were back, except they were over $5k more. Navient and DeVry…. Their criminals who scratch each other’s back.
I am making just as much as Jimmy John’s delivery driver trying to pay $96k in student loans and still provide for my daughter.
Please read…
The good news is that the ED are re-doing the borrower defense Regs and the Witch (DeVos) is gone. Hopefully they will give a green light to the ones that attended 2008 -2015. That is when they did all the false ads and misleading everyone to get through the front door. (if you attended besides that … sorry) My personal experience with the recruiter was too good to be true but i took the bait. I’m sure everyone that as did a borrower defense to repayment has included that. If you havent already done so please file a borrower defense.
Sorry to say Steve, but Devry was misleading with false information at early as 1991 when I attended there. I knew after three quarters and way to much debt that the school was a fake. I went to the Columbus campus and learned almost nothing. I have since attended real universities and colleges and you can really tell the difference in quality. I just ran across this and wonder if any of my loans would still qualify. Believe it or not, not one credit ever transferred and 30 years later, because of in-school deferments and clearing up ten years of default, I have loans totaling in the 250k range with enough credits for several graduate degrees but only have one BBA and one MSA. Devry was not the only for profit school that I fell for!
I too went to the Columbus campus in the 90s, and I was fed the same lines by recruiters. I started with $26k in lions, amd after years of payments, default, wage withholdings, and several more years of income based deferment,… I own almost $60k.
I went to devry an didn’t even finish my 1st semester due to some family things but I still have 50grand in debt 😞
I went to Devry while serving in the air Force. They had me fill out for a federal student loan and everything. I stated that I wanted to use my GI Bill also. Now I have no degree and 45k debt. Anyone knows what route to take to get on the lawsuit.
I graduated in 2015 with an MBA in Project Management. I have not found a job in that field. I am stock with this huge student loan. All the promised were in vain. They didn’t even offer an intermship as a stepping-stone to advance my chances of landing a job in Project Management. Very disappointing. Only the teachers and the school are benefiting from this. They have to forgive those loan, how are we supposed to pay them if we cannot find work in our various disciplines?
I went to Devry in 2005-2007 and they promised me that I would lose get a job after I finish school. They told me that they would work with me every step of the way to ensure that I get employment and failed. Not to mention I checked my student loans and found that I have over 300,000 owed in loans. can anyone tell me what needs to be done to file a law suit against Devry and university of Phoenix
Im seeking for answer as well. Im at the moment where im not thinking positive anymore. Sadly how this ruin my life and certian job will not hire me cause my credit.
I recently found out that devry in california and new york have a higher price then any other devry in the US. But we are pushed to move to other state and salary are less then our loans.
I hope devry understand our suffer and make a change.
Thank you Steven Graham for having the courage to speak up about your OLD loan debt with DeVry. I too attended in 1991 & also quickly figured out the scam and had already accumulated debt. However, I never got a degree and as with you, with deferment/forbearance (and low income) my debt has soared to $100K. I’ve felt alone and ashamed about this so I’m glad to know I’m not alone. I too wonder if I would qualify for some relief for such old loans?
What a decade long Nightmare. I first started at ITT Tech. Boise Idaho. 2005. Lured in with military discounts and the promise of this and that. All lies. I moved to NC. Took me 6 months to even get back into ITT in Cary, NC. admissions sucked. I ended up getting an Associates degree. They even spelled my name wrong on the diploma. What a joke. Then they told me they didnt have enough students to begin the bachelors program. So I sought elsewhere. Found Devry. Big mistake. Went to campus and Online. Ended up getting a Bachelors and Even 2 Masters from their Keller “grad school”. Ya. Here I am still working the same job I was when I was 18 and now Im 39. 4 degrees and 150K in debt later and ITT is defunct and Devry’s lies and Rep has gotten me nowhere. Ive been laughed at. Turned away. Stressed out and sleepless for many days now. I have claims in the Borrower Defense Program already … Just waiting. Good Luck to all facing this nightmare too.
Ros & Steve,
I’m right there with you. I graduated DeVry in 1997. BS in Telecommunications Management. Today my degree would be called Network Engineering. I did have a couple of very knowledge professors, but the hands-on learning they advertised was a complete lie. There was no equipment, much less a lab where I could get my hands on any networking equipment. Imagine learning (getting a degree) in Network Engineering and never touching a router. There wasn’t even simulator software. Everything was taught from a textbook! I’m sure there is no record of it, but a group of us complained and got a meeting with the dean, professors, etc. They basically made excuses and promises (that equipment would soon be in place).
I believe my loans totaled appx $20,000 at graduation. I managed to pay them until appx 2004. I lost my job that year and was never able to catch up, although I never defaulted. They managed to put me in a myriad of deferment and forbearance plans until there was no other option. About three years ago, they put me on an IBR plan. That was the first time I had every heard of it, but if my research is correct, the IBR payment plan has been available since 2007.
Some people might argue that I should have done more research and maybe that’s true. But I did reach out to them many, many times to explain my situation. Don’t they have a duty to help guide me? I think so. And they definitely guided me into many (of the wrong place) so that I never defaulted. Today I have a 21 year old loan of more than $31,000. Had I been placed in the IBR plan in 2007, I would be eligible for forgiveness (under the IBR plan) of the remaining balance of the loan. Instead the loan just keeps growing.
I owe 19k in school loams. I dropped out as I rrached the 18k. As of 2004 I still owe this money with some intrest. I realized I was just getting full of debts and took off.
I graduated from Keller Graduate School in 2013 with MS in Network and Communication Management, but couldn’t get expected job and benefits. I ended up with almost 100K debt.
Id received the same certificate (aka ms) but during my time there was a waste. 100k loan with no job and career fair cant help me.
I took free networking class within my city and took a CISCO admin cert. Graduated within 3months best part is that most was free beside the text was $500. I can honestly say that my Keller degree is a piece of $**t.
Has anyone filed for Fed loan forgiveness?
Do we have to submit a claim form or anything???
i submitted a borrow defense claim on the mystudentaid.gov website. I submitted it originally in Sept 2021. I called yesterday and was told it can take months or years for review. Since mine has been almost a year, hopefully soon. But no other info or promise.
Who do I need to speak to or call I graduated from DeVry and still outstanding students loans for over $40000!
Same here. I owe more on my loan than I do on my house. No matter how much I pay it seems that the balance never decreases. I have been paying on this loan for more than 10 years and the balance is more now than I started with. If anyone has info on how to get it canceled, please share it.
Hey I feel as they have done that to me to I started 2019 and gave no understanding to why they offer that service . Graduated 2021 I do not remember the job rates at the time but they made it look so convenient when it isn’t.
Not to one up you, but I’m at 91k. Brutal! Good luck to us both:/
Devry didnt help me find a job. All there advertisements was misled to believe everyone the school was better then ivy colleges.
Before graduation i see career adviser will only help student with 3.5-4.0 GPA. I didn’t graduated with a good GPA due to working 12hrs night shift and fulltime school but did not get any support from the school.
I graduated with my BS and hoping that would get me a job. I was stucked with contracting jobs for years and went back for my MS hoping that this would get me a regular job. Unfortunately, did not get me a job. I was jobless for 2yrs and was forced to move back with my parent at age 29.
Devry/Keller did NOT help me get anything. Now im burnt with a student loan of 190k cause my time of jobless and making 15 per hour. Money was super tight, during these time there is bad and dark side of me. I really hope I can get this dissolve and if anyone have advise please help me.
Thanks
I graduated in 2015 with a BS degree, basically we, the students taught ourselves, being honest I feel like I didn’t learn anything to work at anyone establishment. It’s 2022, I’ve filled out so many applications on Indeed and haven’t found a job yet! Two hospitals basically told me THEY WOULD NEVER HIRE A DEVRY GRADUATE, and my chances are better getting a job by taking DEVry off my resume. The person in DECATUR GA, who was suppose to help get us jobs, job leads, and interviews was full of shit. Im in the medical field and he was sending me HR, and IT leads from Indeed.con, and sending the Sam bs to 30 more students. They point blank lied saying we would get top paying jobs, and they had an excellent relationship with several companies and we would have a job quick with top pay. Hell I can’t even get an interview!, and I had great jobs before DeVry. STRAIGHT SCAM, and the bs about passing the entrance test, hell EVERYONE I KNOW WHO ATTENDED THEIR PAST. One guy said he just put anything and they told him he did great. I filed an online complaint 3 years ago about their practice, lies, and some of their sorry ass teacher.
i graduated in 2016 we were almost all self taught with minimal guidance from teachers. I didn’t learn anything during my 4 year stay at the school. The degree i thought would help meant nothing cuz i basically had no real knowledge. After a year of Devry helping my find a job and pushing me to change my resume and stuff they fell out of contact with me and basically i got ghosted. I lied about saying always being there for their alumini to help them but i got ghosted. I’ve been having trouble find work from 2016 all the way to 2021 beause i was left out dry with no help at all. This school scammed me out of my money and gave me “help” by saying ohh go get this loan get that loan to help get through school. I lost scholarships after scholarships over there for false things. After thinking bout this over that school took away everything i worked hard for during my youth and i got nowhere with it.
This is the same thing I’m going through, with $80,000 in debt to DeVry. The only way for me to complete my degree was to pay out of pocket, which I can’t afford to do.
You are all cry babies. I completed my degree from DeVry and my Fortune 100 company paid for it because it was a legitimate university. I know plenty of people with crappy jobs with degrees from non-profit private and state universities. A degree is just a requirement for some jobs and DeVry fills that requirement for most people. I also know a lot of people with no degrees who have great jobs. The only thing DeVry is guilty of is letting idiots in who should probably not be in college in the first place. This is the real reason their graduation rate is so low. It’s a real university that requires real work. If it was a “Degree mill”, everyone would have a DeVry degree.
“Oh, but I did graduate”. Well, did you get useful degree from DeVry? All universities offer useless degrees that employers laugh at. Go ahead and demand your loan forgiveness. While you are at it, go complain to your local public schools for letting you graduate when you clearly were not ready for the real world.
At least DeVry doesn’t have all the issues that some public universities have. Student athletes being used as slave labor and being sextually assaulted by their coaches. Liberal professors teaching nonsense to students. Rich parents paying for their kids to be accepted into “prestigious” universities. The list goes on and on.
“oh no, the dealership made me buy a car I couldn’t afford or take care of” Well, that doesn’t mean the car was a piece of junk. Some people are meant to walk or take the bus.
I try to apply for the loan forgiveness on the Fedloan website but when I am done and click submit, it doesn’t good through and clears everything. I have been trying since the summer. Today I printed the application and I am mailing it in with email Devry and my transcripts. I owe over $90 000 and still work at the same job from before my degree. All my criminal justice classes were online only. I was suckered by them. 11 years later and still in debt and no career.
Same here, 55K in debt. No one will hire me with Devry on my resume. When will we see things happen?